Low-income working families * Able to demonstrate a need for affordable housing * Able to repay an interest-free mortgage * Willingness to partner with Habitat PEI

Households (families or individuals) that are below one or more of the adequacy, suitability, or affordability standards * Household spends 30% or more of its before-tax income to access local housing that meets all three standards * Income must be below the following annual gross income levels to apply:

-Bachelor $25,500
-One Bedroom $36,500
-Two Bedroom $40,500
-Three or Four Bedroom $45,000

Households (families or individuals) that are below one or more of the adequacy, suitability, or affordability standards * Household spends 30% or more of its before-tax income to access local housing that meets all three standards * Income must be below the following annual gross income levels to apply:

-Bachelor $25,500
-One Bedroom $36,500
-Two Bedroom $40,500
-Three or Four Bedroom $45,000

Households (families or individuals) that are below one or more of the adequacy, suitability, or affordability standards * Household spends 30% or more of its before-tax income to access local housing that meets all three standards * Income must be below the following annual gross income levels to apply:

-Bachelor $25,500
-One Bedroom $36,500
-Two Bedroom $40,500
-Three or Four Bedroom $45,000

Households (families or individuals) that are below one or more of the adequacy, suitability, or affordability standards * Household spends 30% or more of its before-tax income to access local housing that meets all three standards * Income must be below the following annual gross income levels to apply:

-Bachelor $25,500
-One Bedroom $36,500
-Two Bedroom $40,500
-Three or Four Bedroom $45,000

Open to all

Open to all

Open to all

Open to all

PEI residents age 60 years and older or 55 years and older with a disability * Households below one or more of the adequacy, suitability, and affordability standards * Households spending 30% or more of its before-tax household income to access local housing that meets all three standards * Income must be below the following annual gross income levels to apply:

-Bachelor $25,500
-One Bedroom $36,500
-Two Bedroom $40,500
-Three or Four Bedroom $45,000