Canadian Dental Care Plan

Federal benefit to help pay for oral health care for eligible Canadian residents who do not have access to dental insurance and have an adjusted family net income of less than $90,000. Services covered include those that keep teeth and gums healthy and treat problems that may occur. For example:

• Preventive services, including scaling (cleaning), polishing, sealants, and fluoride
• Diagnostic services, including examinations and x-rays
• Restorative services, including fillings
• Endodontic services, including root canal treatments
• Prosthodontic services, including complete and partial removable dentures
• Periodontal services, including deep scaling
• Oral surgery services, including extractions

The the Canadian Dental care Plan (CDCP) will only pay for oral health care services covered within the plan at the established CDCP fees. Medical transportation fees are not covered. Before receiving oral health care, clients should always ask their oral health provider about any costs that won't be covered by the plan.

There is no fee to participate in the CDCP. However, based on the adjusted family net income, CDCP client my have a co-payment. The co-payment amounts are outlined below:

• Family net income lower than $70,000: 100% of eligible oral health care service costs will be covered at the CDCP established fees.
• Family net income between $70,000 and $79,999: 60 % of eligible oral health care service costs will be covered at the CDCP established fees and 40% co-payment amount by the individual
• Family net Income between $80,000 and $89,999: 40 % of eligible oral health care service costs will be covered at the CDCP established fees and 60 percent co-payment amount by the individual

The Government of Canada has contracted Sun Life to manage CDCP. After applying, the information will be shared with Sun Life, who will complete the enrollment.

Visit the Sun Life website to find a Canadian Dental Care Plan (CDCP) provider.