Canada Pension Plan - Retirement Pension

AKA: CPP
Provided by: Government of Canada - Service Canada - AKA: Employment and Social Development Canada; Human Resources and Skills Development

Service Description

The Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of an individual's income when they retire.

COVID-19 UPDATE: People are encouraged to apply online through 'My Service Canada Account' * Supporting documents not required to apply but will need to be supplied at a later date

Information

Eligibility:
The standard age to start the pension is 65 years; however, it can be as early as 60 years or as late as 70 years.

If you start receiving your pension earlier, the monthly amount you'll receive will be smaller. If you decide to start later, you'll receive a larger monthly amount.

There's no benefit to wait after age 70 to start receiving the pension. The maximum monthly amount you can receive is reached when you turn 70.

To apply, individuals must:
* Be at least a month past their 59th birthday
* Have worked in Canada and made at least one valid contribution to the CPP
* Want CPP retirement pension payments to begin within 12 months
Fees:
No fees
How to Access:
The CPP retirement pension does not start automatically * Individuals can apply a maximum of 12 months before the date they would like the pension to start Application is available online by signing in or registering for a My Service Canada Account Certain circumstances may prevent individuals from applying online * See website for details
Documents Required:
Varies by application * See website for details
Program Hours:
CPP/OAS Toll-free number
Program Phone Numbers:
Language:
English * Some sites offer French services * Other languages available by phone
Coverage Area:
Canada

Service Locations & Contact Info

      • Disabilities Access:
        Wheelchair accessible
      • Tue:9am - 11am
        Thu:9am - 11am
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: Closed until further notice
    • Toll-Free Number
      1-800-O-CANADA * Toll-free Across Canada and the United States
      1-800-622-6232
    • TTY
      Toll-free Across Canada and the United States
      1-800-926-9105
      • Disabilities Access:
        Wheelchair accessible
      • Mon:8:30am - 4pm
        Tue:8:30am - 4pm
        Wed:8:30am - 4pm
        Thu:8:30am - 4pm
        Fri:8:30am - 4pm
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: An in person appointment can be requested by filling out the online service request form (https://eservices.canada.ca/en/service/). Once submitted, a Service Canada officer will call you back within 2 business days.
    • Toll-Free Number
      1-800-O-CANADA * Toll-free Across Canada and the United States
      1-800-622-6232
    • TTY
      Toll-free Across Canada and the United States
      1-800-926-9105
    • 491 Main Street, Montague, PE C0A 1R0
      • Coverage Area:
        Kings County
      • Disabilities Access:
        Wheelchair accessible
      • Mon:8:30am - 4pm
        Tue:8:30am - 4pm
        Wed:8:30am - 4pm
        Thu:8:30am - 4pm
        Fri:8:30am - 4pm
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: An in person appointment can be requested by filling out the online service request form (https://eservices.canada.ca/en/service/). Once submitted, a Service Canada officer will call you back within 2 business days.
    • Toll-Free Number
      1-800-O-CANADA * Toll-free Across Canada and the United States
      1-800-622-6232
    • TTY
      Toll-free Across Canada and the United States
      1-800-926-9105
    • 371 Main Street, O'Leary, PE C0B 1V0
      • Coverage Area:
        Prince County
      • Disabilities Access:
        Wheelchair accessible
      • Mon:8:30am - 4pm
        Tue:8:30am - 4pm
        Wed:8:30am - 4pm
        Thu:8:30am - 4pm
        Fri:8:30am - 4pm
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: An in person appointment can be requested by filling out the online service request form (https://eservices.canada.ca/en/service/). Once submitted, a Service Canada officer will call you back within 2 business days
    • Toll-Free Number
      1-800-O-CANADA * Toll-free Across Canada and the United States
      1-800-622-6232
    • TTY
      Toll-free Across Canada and the United States
      1-800-926-9105
      • Disabilities Access:
        Wheelchair accessible
      • Mon:8:30am - 4pm
        Tue:8:30am - 4pm
        Wed:8:30am - 4pm
        Thu:8:30am - 4pm
        Fri:8:30am - 4pm
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: An in person appointment can be requested by filling out the online service request form (https://eservices.canada.ca/en/service/). Once submitted, a Service Canada officer will call you back within 2 business days.
    • Toll-Free Number
      1-800-O-CANADA * Toll-free Across Canada and the United States
      1-800-622-6232
    • TTY
      Toll-free Across Canada and the United States
      1-800-926-9105
      • Disabilities Access:
        Wheelchair accessible
      • Mon:8:30am - 4pm
        Tue:8:30am - 4pm
        Wed:8:30am - 4pm
        Thu:8:30am - 4pm
        Fri:8:30am - 4pm
      • 1-800-O-CANADA phone line open Monday-Friday 8am-5pm AST
        COVID-19 UPDATE: An in person appointment can be requested by filling out the online service request form (https://eservices.canada.ca/en/service/). Once submitted, a Service Canada officer will call you back within 2 business days.